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Current Nevada Law: Subject to Verification
Nevada common-interest communities are governed primarily by NRS Chapter 116, which addresses HOA assessments, owner obligations, resale disclosure and collection. Whether a particular amount is validly owed, and the exact payoff the association can require, depends on the association's governing documents, Nevada law and the specific facts. Lisa is not an HOA lien authority. Verify current Nevada law and the specific facts of your situation with a qualified Nevada attorney and title professional.
Why Can the Number Be Higher?
A homeowner may think:
"My HOA is $150 a month and I'm three months behind. I owe $450."
But the account may include other claimed amounts.
That does not mean every amount is necessarily correct.
It means you need the ledger.
Request the Details
Ask for:
- Assessment history
- Payment history
- Current balance
- Late charges
- Collection charges
- Special assessment
- Other claimed fees
- Explanation of disputed items
What if Your Payment Wasn't Credited?
Gather:
- Bank statement
- Confirmation number
- Cancelled check
- HOA portal receipt
and dispute the accounting promptly.
What if the Account Is in Collection?
The association may direct you to its collection representative.
Use verified contact information.
Can You Still Sell?
Potentially.
If the amount is valid and sufficient proceeds exist, the obligation may be addressed as part of closing.
If disputed, additional time or legal review may be necessary.
Don't Let $5,000 Jeopardize $200,000 in Equity Through Inaction
If the HOA issue is serious enough to threaten the sale, or the property itself, deal with it immediately.
How Lisa Helps
Lisa can help keep the transaction moving and show exactly how the HOA amount affects your seller net while the association/title professionals determine the correct payoff.