Title, Escrow & Closing Resource Center

Assumable mortgages, home equity investments, and the title and closing steps that come with them.

• Selling a House With Point Home Equity Investment Start with the contract, not the original amount.
• Selling a House With an Assumable Mortgage The mortgage does not transfer just because the house sells.
• FHA Mortgage Assumption and the Closing Process How the FHA assumption process works.
• VA Assumption, Release of Liability and Entitlement Two separate questions for selling veterans.

Closing from another state or another country, signing with a power of attorney, and remote and mobile notarization.

• Remote & Out-of-State Closing Hub The full menu of remote closing options.
• Can I Close on a Nevada Home From Another State? Remote signing, notarization and funds.
• Buy or Sell a Nevada Home From Another Country? Foreign-seller withholding must be raised early.
• Power of Attorney for a Nevada Closing Review the document early, before closing day.
• What Is Remote Online Notarization? RON is not just Zoom.
• What Is a Mobile Notary? A notary who comes to you.

Settlement statements, Closing Disclosures, changing numbers, wet funding, dry funding, and what happens when funds run late.

• What Happens if the Buyer’s Closing Funds Are Late? Never sacrifice security for speed.
• What Is a Settlement Statement? How the money moves.
• What Is a Closing Disclosure? Compare it to the Loan Estimate.
• Why Did My Closing Numbers Change? Estimates become actual figures.
• What Is Wet Funding? Signing is not funding.
• What Is Dry Funding? Signing before funds disburse.

Trusts, estates, LLCs, deed errors, and ownership claims. Legal authority is verified by title and legal professionals.

• Property Title & Ownership Problem Hub Trusts, estates, LLCs, deeds and ownership claims.
• Selling a House Held in a Trust Tell Lisa before listing.
• Selling Estate Property in Nevada The will alone is not always enough.

Why a payoff is higher than a balance, what an HOA can demand, how prorations work, and why sale price is not seller net.

• Why Is My Mortgage Payoff Higher Than My Balance? Balance and payoff are not the same number.
• Why Are My Home-Sale Proceeds Lower Than I Expected? Sale price and walk-away money are very different.
• My HOA Payoff or Demand Looks Wrong Request the ledger before closing day.
• HOA Documents Are Delaying My Las Vegas Closing What the resale package contains.
• Who Pays an HOA Special Assessment When a Nevada Home Sells? No automatic answer; it depends.
• Why Do My Property Taxes Look Wrong on My Closing Statement? How prorations and closing dates work.

Delays, extensions, refusals to close, late earnest money, and what the money movement really means.

• Why Is My Las Vegas Home Closing Delayed? 12 common reasons.
• Escrow Has My Money. Why Don't I Have the Keys Yet? Signing, funding, recording and possession.
• Why Hasn't My Las Vegas House Recorded Yet? Signing is not the same as recording.
• The Buyer Wants to Delay Closing. Should I Agree? Evaluate the why before answering.
• The Seller Wants to Delay Closing. What Should the Buyer Do? Rate locks, moving costs and possession.
• What Happens if the Seller Refuses to Sign at Closing? A signed contract can create obligations.
• What Happens if the Buyer Refuses to Close? Contingencies and the deposit.
• My Earnest Money Is Late. Will I Lose the House? Tell Lisa immediately.
• Escrow Returned My Earnest Money. Does That Mean the Contract Is Over? Money movement and contract status differ.

Seller proceeds and closing wires are prime targets. Stop, verify, then act.

• Can I Change Where My Seller Proceeds Are Wired? Expect strict verification.
• My Bank Is Holding My Closing Wire Never sacrifice security to beat a deadline.