Current Nevada Law: Subject to Verification
This article discusses Nevada title, deed, foreclosure, property-tax and HOA law under current Nevada law as of the last reviewed date, and it is subject to change. Nevada deed-of-trust foreclosure procedures are governed primarily by NRS Chapter 107; Nevada common-interest-community (HOA) lien and foreclosure law is governed primarily by NRS Chapter 116. Statutes, deadlines, procedures and remedies change. Always verify current Nevada law and the specific facts of your situation with a qualified Nevada attorney and title professional before acting.
But My Mortgage Is Current
Mortgage and property tax are separate obligations. If your mortgage does not escrow taxes, or there is an escrow problem, you can potentially be current on the loan while taxes remain unpaid.
First Step
Verify whether the notice is legitimate. Then determine the tax years owed, the amount, penalties, current status, and available payment or resolution options.
If You Cannot Afford It
Contact the responsible taxing authority and appropriate advisers before the problem progresses.
If You're Considering Selling
Selling may potentially allow valid delinquent taxes to be addressed through closing if sufficient proceeds exist.
Lisa's Role
If the property has substantial equity but taxes have become unmanageable, Lisa can help determine realistic market value and possible sale proceeds.
