Compare It to Your Loan Estimate
Look for changes in:
- Loan amount
- Interest rate
- Payment
- Points
- Lender credits
- Closing costs
- Cash to close
Verify the Property and Loan
Check name, property address, loan type, loan amount and rate.
Look at Cash to Close
Do you understand where the number came from?
If not, ask.
Do Not Ignore Unexpected Changes
If something looks wrong, raise it before closing.
Do not assume "Escrow probably knows." Humans can make mistakes.
Wire Fraud
A Closing Disclosure does not mean you should trust random wiring instructions arriving by email.
Always independently verify. See how to verify wiring instructions.
