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Current Nevada Law: Subject to Verification
Whether a judgment actually creates a lien against a particular Nevada property, and what a bankruptcy discharge does or does not do to a recorded judgment lien, are legally distinct questions that require qualified Nevada legal and title review. Lisa is not an attorney and cannot determine whether a judgment is yours or whether a bankruptcy discharge removed a lien. Verify current Nevada law and the specific facts of your situation.
The Common-Name Problem
Imagine selling a North Las Vegas property.
Example
Seller: John A. Williams.
A judgment exists against: John A. Williams.
Same name does not automatically prove same person.
Title May Ask for Information
The seller may need to provide identifying information so title can determine whether the judgment relates to them.
Respond promptly.
What if It Is Your Judgment?
Then determine:
- Current status
- Amount
- Creditor
- Whether it creates a lien affecting this property
- What title requires
What if You Paid It?
Find:
- Satisfaction
- Release
- Payment records
- Court records
The problem may be documentation rather than money.
What if It Was Discharged in Bankruptcy?
Do not assume the bankruptcy discharge automatically answers the lien question.
Bankruptcy debt and real-property lien treatment can be legally distinct.
Consult the appropriate attorney/title professionals.
How Lisa Helps
A judgment does not automatically mean, "Take the house off the market." Lisa helps determine the practical impact while title determines the legal/title requirement.
Important
FREE CLARK COUNTY PROPERTY RECORDING ALERT. Clark County offers a Recording Notification Service that lets users enroll names and/or parcel numbers and receive email notifications when matching documents are recorded. Clark County expressly states that the service is a notification tool and does not prevent a document from being recorded, and the county cautions that it cannot guarantee it will identify every document that may affect a property. That makes it useful as an early-warning resource, not a substitute for title insurance or legal help. Enroll on the official Clark County Recording Notification Service page.
