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Current Nevada Law: Subject to Verification
Whether a lien recorded or discovered near closing actually affects the property, and what documentation is required to clear it, are title and legal questions. Nevada deeds of trust are governed primarily by NRS Chapter 107 and common-interest-community (HOA) liens primarily by NRS Chapter 116. Verify current Nevada law and the specific facts of your transaction with a qualified Nevada attorney and title professional.
Why Would Something Appear at the Last Minute?
Possible reasons include:
- Recently recorded document
- Updated title search
- New judgment
- HOA filing
- Recording/indexing issue
- Previously unresolved matter
If It's a Simple Payoff
Closing may still occur with little or no delay.
If It's a Dispute
That's different.
If seller says:
"I don't owe that."
and creditor says:
"Yes you do."
title may not be able to simply choose a side.
Buyers: Don't Immediately Walk
First find out what the problem is.
A two-day document delay is different from a lawsuit over who owns the house.
Sellers: Don't Hide It
If you know something was recorded, tell Lisa and title.
Surprises are expensive.
How Lisa Helps
Lisa's job is to translate:
"THERE'S A TITLE PROBLEM!"
into:
What is the actual problem, who can fix it, and how much time do we realistically need?
