Title, Escrow & Closing Resource Center Wire Fraud

Can I Change Where My Seller Proceeds Are Wired?

Published 2026-09-13 Last reviewed 2026-09-13 By Lisa C Hamilton, REALTOR®

Act Now, Help First

If someone asks to change where your closing money goes, or you receive new wire instructions by email, stop and verify through independently confirmed contact information before sending anything.

Contact the appropriate servicer, attorney, title professional or authorities immediately. Do not ignore notices or delay on the basis of an article.

Quick Answer

Possibly, but expect strict verification. Changing seller wire instructions is one of those situations where inconvenience is a feature, not a bug. Why? Because criminals target seller proceeds.

On This Page

  1. 1 How the Fraud Works
  2. 2 Email Alone Should Not Make You Comfortable
  3. 3 If You Really Need to Change Accounts
  4. 4 Never Get Angry Because They're Verifying $300,000
  5. 5 Seller Safety Rule
  6. 6 How Lisa Helps

How the Fraud Works

A criminal compromises or impersonates a seller's email.

Then sends escrow:

"Hi! I changed banks. Please send the $287,000 to this new account."

The house sale is real.

Seller is real.

Buyer is real.

Only the destination account is fraudulent.

Email Alone Should Not Make You Comfortable

A familiar email address does not prove the person sending the message is the legitimate owner.

If You Really Need to Change Accounts

Contact escrow using independently verified contact information.

Follow its formal procedure.

Expect:

  • Identity verification
  • Additional documentation
  • Verbal confirmation
  • Security steps

Never Get Angry Because They're Verifying $300,000

You want them paranoid.

Seller Safety Rule

If anything involving money changes unexpectedly:

STOP. VERIFY. THEN ACT.

How Lisa Helps

Lisa should reinforce the security process, not bypass it because everyone is in a hurry.

Related Reading on This Site

Resource Center

Title, Escrow & Closing Guide

Start here to find the right path for your situation.

 Guide

Real Estate Wire Fraud: What Every Buyer and Seller Needs to Know

The full wire-fraud guide.

 Guide

My Bank Is Holding My Closing Wire

When the bank pauses a transfer.

 Guide

How Criminals Impersonate REALTORS®, Title Companies and Lenders

How the impersonation works.

 Guide

What to Do if You Think You Sent Money to a Fraudster

Act immediately, help first.

 Guide

Title, Escrow & Closing Guide

The full closing resource center.
Lisa C Hamilton, REALTOR® with THE Brokerage, A Real Estate Firm®

Reviewed by

Lisa C Hamilton, REALTOR®, NV License S.168195

Lisa C Hamilton is a Las Vegas Valley REALTOR® affiliated with THE Brokerage, A Real Estate Firm®, helping buyers, sellers, investors, and relocating clients across Clark County and Greater Las Vegas. Lisa is not an attorney, escrow officer, title insurer, notary, CPA, lender, foreclosure consultant, mortgage servicer, tax adviser, bankruptcy professional, or HOA lien authority. She handles market value, listing strategy, sales timeline, seller-net analysis, as-is sale evaluation, buyer negotiation, and transaction coordination. Lenders and servicers control loan documents, assumption approval, release-of-liability, and funding procedures; escrow and title professionals control the settlement accounting, recorded title matters, and insurability; notaries perform notarization only as authorized; and attorneys and legal counsel handle powers of attorney, probate and estate authority, trust authority, entity authority, and any legal conclusions about ownership or title validity.

Call or Text Lisa Email Lisa About Lisa

Protect Your Proceeds. Verify Before You Wire.

If anything involving where your money goes changes unexpectedly, stop, verify through independently confirmed contact, then act. Lisa reinforces the security process, she never bypasses it.

Talk With Lisa Wire Fraud Resources What to Do if You Sent Money to a Fraudster

Lisa C Hamilton is a Nevada REALTOR®, not an attorney, escrow officer, title insurer, notary, CPA, lender, foreclosure consultant, mortgage servicer, tax adviser, bankruptcy professional, or HOA lien authority. Nothing here is legal, tax, title, or financial advice, and no outcome is guaranteed. Always verify current Nevada law and the specific facts of your situation with a qualified Nevada attorney, title professional, escrow professional, lender, servicer, and tax adviser.