Financing & Mortgages
Mortgage financing for Las Vegas home buyers: conventional, FHA, VA, USDA, assumable mortgages, reverse mortgages, creative financing, affordability, and other financing resources.
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Financing a Home
What financing options are available when buying a home: conventional, FHA, VA, USDA, assumable, reverse, and creative financing.
Most Useful Resources
6 articles
How to Prepare Your Credit Before Buying a Home
Your credit score helps set your mortgage rate and your approval odds, and it is one of the most controllable parts of buying a home. Here is how first-time buyers can prepare their credit months before applying, with current loan minimums and a practical timeline.
How Much Down Payment Do You Really Need for a House? 3%, 3.5%, VA, and the 20% Myth
The 20% down payment is the most repeated number in homebuying and the least true for most first-time buyers. In 2026, qualified buyers can buy with 3% down on a conventional loan, 3.5% down on an FHA loan, and nothing down with a VA loan.
How Much Money Do You Actually Need to Buy a Home?
Buying a home takes more than a down payment. Here is what first-time buyers actually need to bring to the table, from down payment and closing costs to earnest money and cash reserves.
What Is an Assumable Mortgage — and Could It Save You Thousands?
With mortgage rates near recent highs, an assumable mortgage can be a powerful way for a buyer to take over a seller's low rate. Here is what you need to know.
A Las Vegas Homebuying Guide for Veterans
Veterans buying a home in Las Vegas have unique advantages and considerations. Here is a complete guide to the process in Southern Nevada.
VA Home Loans in Nevada: What Buyers Should Know
The VA home loan is one of the most powerful benefits for military buyers. Here is what you need to know about using it in the Nevada real estate market.
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