How Do I Make This Home Purchase Work?
Buying a home is not always as simple as choosing a house and getting a 30-year mortgage.
Last reviewed 2026-09-09
Your situation may not be a dead end.
Maybe you have the income but not enough cash. Maybe you're self-employed. Maybe your parents want to help. Maybe the seller has an assumable mortgage. Maybe you own another home and your equity is trapped there. Maybe the house needs repairs. Maybe the appraisal came in low. Maybe you just started a new job.
Those situations do not automatically mean you cannot buy.
The solution may involve changing the financing, changing the offer, changing the property, or simply getting the right professionals working on the same problem.
Start with your situation below.
I Need Help With Cash to Close
My Monthly Payment Is Too High
I'm Self-Employed
I Own a House and Need Its Equity
The House Appraised Low
The House Needs Work
I Want to Build
I Have Credit or Life Issues
Compare offer structures with a free tool
Not sure whether a lower price, a seller credit, a rate buydown or a combination is the strongest path on the house you found? The buyer offer strategy tool walks you through each structure side by side.
Open the Offer Strategy CalculatorTell Lisa what is standing in the way.
Bring the situation, and Lisa will help identify which financing, offer, or property path makes sense and bring in the lender, escrow/title and other professionals to work on the same problem.